By Ken Stern
Weather, housing, activity, and overall healthiness care are one of the elements explored in 50 remarkable areas to Retire in the United States, second Ed.. This revised and up-to-date model seems to be on the most well liked retirement groups within the usa and offers info in a trouble-free structure that will not baffle readers with facts and hard-to-follow charts.
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Extra resources for 50 Fabulous Places to Retire in America
The more popular entities are: irrevocable trusts, family limited partnerships and personal residence trusts. 3. Gift assets. Every person is allowed to gift $10,000 per year, per person. You can gift to anyone you want. Theoretically, if you and a spouse have a son, for example, you could give that son $20,000 per year without owing gift taxes or filing a gift tax return. Any amount over $10,000 per person, per year, and you would either have to pay gift taxes (the same tax rate as estate taxes) or you would have to use part of your $600,000 exemption.
_____Have you contacted your employer(s) regarding the amount vested in your pension plan(s)? Have you decided how the funds will be disbursed? 3. _____Have you contacted Social Security to determine your estimated retirement benefits? Have you informed them that you are ready to receive benefits? 4. _____If you plan to work and collect benefits after retirement, are you aware of the income limitations established by Social Security? 5. _____Are you making arrangements to move some of your liquid and equity assets into income-producing vehicles?
16. What about your parents? How much of your time will your parents require? Will you need to assist in physically caring for them? Also, consider how it would be if you moved away from them. 17. Suddenly single? Although it is not a pleasant subject, you should consider how the possible loss of your spouse may affect you. If you move to a new location void of family, how will it affect you? What Do You Look for in a Location? 18. Weather or not? Weather is one of the biggest factors in considering where to live.